Buy, renovate, exit

Fix & Flip

Short-term financing to acquire a property, fund the renovation, and get out — underwritten on the asset, the budget and the exit rather than on income documentation.

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Deal by deal

priced per project

Asset + exit

Underwriting

Purchase & rehab

Funds

Per project

Structure

At a glance

What it takes to
get started.

A property under contract, or one you already own

A rehab budget and scope of work

A clear exit — sale, DSCR refinance, or hold

The full list

Everything the file
will ask for.

Gather what you can before you apply — the desk works the rest with you. Nothing here is a surprise later.

The project

Property address, type and unit count
Purchase price and executed contract, or acquisition date and existing debt on a refinance
Estimated current value and after-repair value (ARV)
Rehab budget, total project cost, and your cash contribution
Expected timeline and completion date
Occupancy: vacant, tenant occupied, owner occupied, or under renovation

Your track record

Fix-and-flip projects completed, and how many in the last 24 months
Largest project completed
Estimated FICO, liquidity available, net worth

To fund

Purchase contract, existing appraisal, property photos
Scope of work and rehab budget
Entity documents and photo ID
3 months of bank statements
Insurance and a title or closing contact

Send us the file.
We'll tell you straight.

Apply Now Email the desk

Capova Capital LLC. Business-purpose financing only — this is not a consumer loan, and it may not be used for a primary residence except where secured business-purpose lending permits. This is not a commitment to lend. Loan amounts, rates, leverage, and funding timelines are estimates, vary by file, and are subject to full underwriting.