Referral Partner Program

Know a business owner?
That's worth money.

Refer business owners to Capova Capital and earn up to 40% of our commission on every deal that funds. Free to join, tracked live, paid as soon as commissions clear — and your relationships are protected by a signed NDA from day one.

How it works

Three steps, no paperwork chase.

01

Create your free account

Two minutes, no paperwork by mail. You get a personal referral link and a QR code the moment you sign up — protected both ways by a mutual NDA signed electronically at signup.

02

Send clients your way

Share your link by text or email, let a client scan your QR in person, or submit their details straight from your dashboard — documents and all. Every file is tagged to you automatically.

03

Watch it move, get paid

Your dashboard shows every referral moving from Submitted to In Review to Funded, with your commission calculated live. Payouts go out as soon as our commission clears — typically within days of funding.

The economics

Real numbers,
on the table.

No “call us to discuss splits.” This is the schedule, published — and it grows as you fund more deals. An example: a $400,000 Business HELOC at our typical commission pays a base-tier partner roughly $7,500 — and $12,000 at the Executive tier.

Business HELOC
Home equity converted into a business credit line — closings in about a week.
Up to 40% of Capova's commission
Credit Repair
Attorney-backed dispute process that opens the door to future funding.
$250 flat per enrollment
Day one
Partner

25% of Capova's commission on funded HELOCs

3 funded deals
Preferred

32.5% share + priority desk review

8 funded deals
Executive

40% share + dedicated desk contact

Shares apply to Capova's total commission on each funded deal. Figures shown are illustrative; your schedule is confirmed in writing before your first funding.

Questions

Asked before, answered plainly.

Who can become a partner?+

Anyone with a network. Brokers and ISOs, accountants, attorneys, realtors, dealers, contractors — or simply someone who knows business owners. If you can make an introduction, you can earn on it.

Does it cost anything?+

No. The program is free to join and there are no quotas or minimums to keep your account.

How do I know a client is credited to me?+

Your link and QR code tag the client to your account automatically the moment they apply — and clients you submit directly from your dashboard are tagged instantly. A referred client stays yours for any funding we arrange within 24 months.

When do I get paid?+

As soon as Capova's own commission on the deal clears — typically within days of funding. Every funded deal in your dashboard shows a live Paid / Pending status, so there's never a mystery about where your money is.

How do I track my referrals?+

Your dashboard shows every referral with a live pipeline status, and you get an email the moment a deal moves — in review, approved, or funded, with your commission spelled out.

Is my client information protected?+

Yes. Every partnership starts with a mutual NDA and non-circumvention agreement — signed electronically at signup, countersigned by both founders, with a copy emailed to you. Your clients and your relationships stay yours.

Your first referral could fund this week.

Business HELOCs close in about a week — the introduction you make today can be a commission in your dashboard next week. The desk is on 24 hours a day, 365 days a year.