Capova CapitalHard Money Loans
Asset-based

Hard Money Loans

Collateral-first lending secured by real estate. Approval is driven by the asset and the exit strategy — not tax returns or personal income — so files that don't fit a box can still get done.

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Deal by deal
priced per file
Collateral-first
Underwriting
Light
Docs
Per file
Structure
At a glance

What it takes to
get started.

Real estate collateral with equity

A clear exit strategy

Bring us the deal — every file is priced individually

The full list

Everything the file
will ask for.

Gather what you can before you apply — the desk works the rest with you. Nothing here is a surprise later.

To pre-qualify

  • Real estate collateral with meaningful equity
  • A clear exit strategy — sale, refinance, or cash-flow payoff
  • Property details and photos
  • Every file is structured and priced individually — send us the deal and we'll respond with terms

Send us the file.
We'll tell you straight.

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Capova Capital LLC. Business-purpose financing only — this is not a consumer loan, and it may not be used for a primary residence except where secured business-purpose lending permits. This is not a commitment to lend. Loan amounts, rates, leverage, and funding timelines are estimates, vary by file, and are subject to full underwriting.