Fix the file before it costs you.
Structured remediation of personal and business credit — disputes, tradeline strategy, and utilization planning — run by our team so you qualify for stronger capital on the next round.
Nothing to qualify for.
Credit repair is where you start when you don't qualify elsewhere. The only requirement is showing up.
Any starting score
There is no floor. The worse the file, the more there usually is to recover.
Personal or business
We work both files — often at the same time, since lenders read them together.
A funding goal
The engagement is pointed at qualification — usually a Business HELOC or better terms on the next raise.
From audit to
funding-ready.
A disciplined engagement measured in bureau cycles, not vague promises. Scroll through how a file gets rebuilt.
Consultation & file pull
A soft pull of all three bureaus — no impact to your score — plus your business credit profile. We look at everything before promising anything.
- Government-issued ID
- Authorization for soft pull
Full credit audit
Every negative item is mapped: what's inaccurate, what's disputable, what's simply aging out, and what utilization moves would raise the score fastest.
- Credit monitoring access
- List of items you dispute
Disputes & remediation
Disputes go to the bureaus and the original furnishers in structured rounds. Each bureau cycle runs about 30 days — we track every response and escalate what comes back unresolved.
- Supporting documents for disputed items, if available
Rebuild & optimize
While disputes run, we work the other side: utilization targets, tradeline strategy, and the business credit profile lenders actually read.
- Nothing new — execution on the plan
Funding readiness review
The file is re-scored against real underwriting criteria — including our own. Many engagements end with a Business HELOC application the same week.
- Updated reports pulled by our team
Results vary by file. No credit repair engagement can guarantee specific score outcomes.
The complete document list
Most of the paperwork burden sits with our team, not with you.
Asked on almost
every call.
Straight answers — the same ones our desk gives by phone. Ask anything else at (561) 970-2830.
No. The engagement opens with a soft pull of all three bureaus — zero score impact. Nothing hits your report from working with us.
Capova Capital LLC. Credit repair services are performed on behalf of the client and do not guarantee specific score changes, deletions, or funding outcomes. Timelines reflect typical bureau response cycles and vary by file. Nothing on this page is legal advice.