Licensing & Disclosures
Last updated July 2, 2026
Business HELOC
Business-purpose financing secured by residential real estate. This is not a commitment to lend and not a consumer mortgage product. Home valuation is automated for lines within program limits; larger requests may require an appraisal. Funding timelines are estimates and vary by file. Property must be held in the borrower's personal name or trust. A secured line places the pledged property at risk if obligations are not met. Funds are deposited to a business account and must be used for business purposes.
Credit services
Credit repair services are performed on the client's behalf and do not guarantee specific score changes, deletions, or funding outcomes. You have the right to dispute inaccurate information on your credit report yourself, at no cost, directly with the credit bureaus. Timelines reflect typical bureau response cycles.
Calculators and examples
All calculators, estimates, example files, and figures on this site are illustrative, use assumed rates and terms, and are not offers or quotes. Your terms are determined by underwriting.
Licensing
Capova Capital LLC. State licensing information and NMLS identifiers, where applicable, will be listed here as registrations are completed. Products may not be available in all states.
This site
This site is a demonstration project and does not yet reflect a licensed lending entity. Consult qualified financial and legal advisors before restructuring business debt.